AITI Curriculum & Pathway Overview

Learners can enter AITI at different points, but the pathway below is designed as a coherent journey: first get grounded in personal money skills, then step into markets, business, and more sophisticated wealth strategies.

1. AITI 000 – Money, Mindset, and the Math of Wealth (On-ramp).
2. AITI 101–103 – Personal Finance Foundations (budgeting, credit, long-term investing basics).
3. AITI 201–203 – Markets & Analysis (how markets work, how to read companies, how to read charts).
4. AITI 204 – Trading Lab 101 (multi-strategy trading lab) and AITI 205 – Trading Lab 201 (systems, edge, journaling).
5. Branch into Business Finance (AITI 301–303) and/or Real Estate & Alternatives (AITI 401–403).
6. Layer in Tax & Protection (AITI 501–502) and Behavioral Finance & Planning (AITI 601–602).
7. Complete a capstone blueprint in AITI 701–702, integrating personal, business, and investment strategies into a single, living plan.

This entry layer is for learners who feel new to money conversations. It demystifies banks, paychecks, interest, inflation, and basic financial decision-making, and frames wealth as a way to support values, not just consumption.

• AITI 000 – Money, Mindset, and the Math of Wealth

The 100-level courses anchor personal stability. Students learn to design budgets, manage debt and credit, build emergency funds, and start using basic investment vehicles like index funds and retirement accounts.

• AITI 101 – Personal Finance Foundations
  Budgeting models, emergency funds, banking tools, financial goal-setting.
• AITI 102 – Credit, Debt, and Risk Management
  Credit scores and reports, loans, responsible credit use, insurance basics, avoiding predatory products.
• AITI 103 – Long-Term Investing for Individuals
  Stocks, bonds, mutual funds, ETFs, retirement accounts, diversification, simple long-term portfolios.

The 200-level courses move from “I invest” to “I understand the engine underneath.” Students read market structure, analyze companies, interpret charts, and then step into structured trading labs.

• AITI 201 – Markets & Instruments: How the Financial System Works
  Stocks, bonds, exchanges, orders, liquidity, indexes, and basic market microstructure.
• AITI 202 – Reading Companies: Fundamental Analysis Basics
  Income statements, balance sheets, cash flow, simple valuation metrics and business quality signals.
• AITI 203 – Reading Charts: Technical Analysis Essentials
  Trends, support/resistance, volume, indicators, and risk management language for traders and investors.
• AITI 204 – Trading Lab 101
  Strategy survey & lab: day, swing, position, algo & HFT overview, options, futures, Forex, arbitrage, dividend, value, and growth trading.
• AITI 205 – Trading Lab 201: Edge, Systems & Journaling
  Building and testing a personal trading plan, journaling, psychology, and risk frameworks.

This track treats businesses as living financial systems. Students explore how revenue, costs, profit, and cash flow connect to strategy, operations, and growth.

• AITI 301 – Starting and Structuring a Small Business
  Business types, revenue models, basic business banking, simple business plans, and value propositions.
• AITI 302 – Business Money: Cash Flow, Profit, and Growth
  Fixed vs. variable costs, cash flow statements, contribution margin, and reinvestment decisions.
• AITI 303 – Funding, Scaling, and Valuing a Business
  Equity vs. debt, simple valuation, unit economics, and exits (selling, partial exit, or long-term hold).

Real estate plays a central role in many families’ wealth. This track introduces learners to homeownership, rental properties, and alternative asset classes in a grounded, risk-aware way.

• AITI 401 – Real Estate Foundations
  Renting vs. owning, mortgages, property taxes, equity, and major costs of ownership.
• AITI 402 – Real Estate Investing
  Cash flow, cap rates, NOI, small rentals, house hacking, and landlord risk management.
• AITI 403 – Alternative Assets & Diversifiers
  Commodities, gold, crypto (with caution), private businesses, and other non-traditional assets.

These courses do not replace professional advice; they equip learners with enough understanding to avoid common mistakes and to collaborate well with advisors, accountants, and attorneys.

• AITI 501 – Taxes 101 for Earners and Investors
  Income tax basics, brackets, W-2 vs. 1099, capital gains, dividends, and tax-advantaged accounts.
• AITI 502 – Protecting Your Wealth: Risk, Insurance & Legal Basics
  Insurance as part of a plan, simple asset protection concepts, wills and beneficiaries (educational lens).

Skill isn’t enough if our brains are working against us. This track explores biases, habits, and systems that turn knowledge into durable, lived behavior.

• AITI 601 – Behavioral Finance: How Your Brain Handles Money
  Biases, FOMO, panic, framing, and system design that helps students stay aligned with their own rules.
• AITI 602 – Designing a Personal Wealth Plan
  One-page money operating systems, review routines, and long-term themes like legacy and giving.

The capstones are where learners stop collecting tools and start arranging them into a single, coherent blueprint. They bring together personal finance, markets, business, and real estate into lived, actionable plans.

• AITI 701 – Personal Wealth Blueprint Lab
  Full-plan creation: income, expenses, debt payoff, emergency funds, investing, and optional business or real estate paths.
• AITI 702 – Markets & Trading Simulation Studio
  Paper trading challenges, risk drills, scenario-based decisions, and reflective debriefs.